Service-Disabled Veterans Insurance (RH)
 

What is Service-Disabled Veterans Insurance (RH)?

Service-Disabled Veterans Insurance is life insurance for veterans with service-related disabilities.  The basic program, which is called "RH Insurance", insures eligible veterans up to $10,000.  A supplemental policy, called "Supplemental RH Insurance", gives certain disabled veterans extra coverage of up to $20,000.

Who is Eligible ?

You are eligible for RH Insurance if:

  •    you left service after April 24, 1951  and

  •    VA has notified you that you have a service-related disability  and

  •    you are healthy except for your service-related disability  and

  •    you apply within 2 years of being notified of your disability.

Note:   If the veteran is mentally incompetent, call the toll-free number below for information about eligibility and time limits.

 

You are eligible for Supplemental RH Insurance if:

  •    you have RH Insurance  and

  •    VA has notified you that you don't have to pay your insurance premiums (which is called a waiver)  and

  •    you apply within 1 year of being notified of the waiver  and

  •    you are under 65 years of age.

Note:  In some cases, veterans over age 65 can apply.  Call the toll-free number below for details.

  REMINDER:  Waiver of RH Premiums - you may be eligible for a waiver if you become too disabled to work before your 65th birthday and stay that way for at least 6 consecutive months.  (Premiums for Supplemental RH Insurance can't be waived.)  Call the toll-free number below for information.

   

How Much Does It Cost ?

The cost varies depending upon your age, type of plan you select (term or one of several permanent plans), and the amount of coverage.

 

How Can I Apply ?

You may use the following forms to apply:

 

            VA Form 29-4364       -- to apply for basic RH Insurance

            VA Form 29-0188       -- to apply for Supplemental RH Insurance

            VA Form 29-357         -- to apply for a waiver of your RH Insurance premiums

 

To apply for or obtain more information about benefits, contact your local CVSO.